Usage Based Insurance
How do Intelligent UBI Devices work?
Drivers that opt into the insurer’s UBI program receive a device in the mail. The driver connects the device to the OBD port just under their steering wheel and leaves it connected for 3-6 months.
Return & Analytics
The device increases beeps and flashes to remind the driver to place it in the mail using the return envelope attached to the device. The insurer may use True Mileage UBI Discount Analytics or the analytics they already have in place to determine the discount for each vehicle.
What are the main advantage of Intelligent UBI Devices?
Insurers can save 50% over traditional cellular OBD device costs.
We removed expensive cellular modems from our devices and replaced them with more sophisticated firmware that can summarize and compress driving data for an indefinite duration.
No Monthly Fees
Compressing data makes regular transmission obsolete.
Since the entire driving history is returned with the device there is no need for an expensive monthly data plan to continually return raw data.
What data do our devices collect?
Our devices collect all the standard data used in a typical UBI program including:
3) Time of day.
4) Hard Breaks.
6) Trips with high speeds.
7) Weekday/weekend late night miles.
Intelligent UBI Devices also have several refinements and unique features:
1) Error codes.
3) Reduced size.
5) Return time alarm.
6) Return envelope attached.
7) Easy data access upon return.